CGL coverage provides protection against financial loss stemming from third-party lawsuits, including product liability claims brought against the insured in the United States or abroad as a result of its overseas business activities. Third-party can arise from a myriad of sources, including customers/clients, suppliers, shareholders/investors, government agencies and competitors.
CGL covers damages and legal expenses associated with covered claims involving actual or alleged:
Working through Black Fox International’s global network of insurers, we have the ability to issue locally admitted insurance policies in virtually every region of the world.
Foreign Commercial Automobile Liability Insurance
The policy insures in excess of the compulsory coverage required for any particular country. Coverage is provided on a “Difference in Conditions” (DIC) basis for owned, hired, non-owned and leased automobiles overseas. Locally admitted policies are also available.
Foreign Voluntary Workers’ Compensation Insurance
This specialized policy insures company employees working outside the United States or Canada, as well as third-country nationals. By covering employees outside their home country, the policy eliminates the coverage gap inherent in U.S./Canadian Workers’ Compensation policies.
Coverage applies to claims involving work-related injuries and endemic diseases. Additional protection is also available, including: